SMART COMPARISON SERVICES

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PRIVACY POLICY

EFFECTIVE DATE: January 1, 2026

Compare & Thrive ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website compareandthrive.cyou.

INFORMATION WE COLLECT

We may collect information about you in a variety of ways. The information we may collect includes:

• Personal Data: Name, email address, phone number, and other contact information
• Derivative Data: Information our servers automatically collect when you access the site
• Financial Data: Payment information when you make purchases
• Social Media Data: User information from social media platforms

USE OF YOUR INFORMATION

We may use information collected about you to:

• Create and manage your account
• Process your transactions
• Email you regarding your account or order
• Fulfill and manage purchases, orders, payments
• Generate a personal profile about you to make future visits more personalized
• Increase the efficiency and operation of the site
• Monitor and analyze usage and trends
• Notify you of updates to the site
• Offer new products, services, and/or recommendations

DISCLOSURE OF YOUR INFORMATION

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

• By Law or to Protect Rights
• Business Transfers
• Third-Party Service Providers
• Marketing Communications
• Online Postings
• Affiliates

SECURITY OF YOUR INFORMATION

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable.

CONTACT US

If you have questions or comments about this Privacy Policy, please contact us at:

Compare & Thrive
2847 North Lincoln Avenue
Chicago, IL 60657
Email: [email protected]
Phone: +1 (773) 418-9652

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TERMS OF SERVICE

EFFECTIVE DATE: January 1, 2026

These Terms of Service ("Terms") govern your use of our website compareandthrive.cyou operated by Compare & Thrive.

ACCEPTANCE OF TERMS

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

DESCRIPTION OF SERVICE

Compare & Thrive provides comparison services for various products and services including but not limited to insurance, credit cards, utilities, loans, electronics, and travel deals. Our platform aggregates information from multiple providers to help users make informed decisions.

USER RESPONSIBILITIES

As a user of our service, you agree to:

• Provide accurate and complete information
• Maintain the security of your account
• Use the service only for lawful purposes
• Not interfere with or disrupt the service
• Not attempt to gain unauthorized access to our systems

INTELLECTUAL PROPERTY

The service and its original content, features, and functionality are and will remain the exclusive property of Compare & Thrive and its licensors. The service is protected by copyright, trademark, and other laws.

DISCLAIMERS

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this website and its contents
• Excludes all liability for damages arising out of or in connection with your use of this website

LIMITATION OF LIABILITY

Compare & Thrive shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

TERMINATION

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation.

GOVERNING LAW

These Terms shall be interpreted and governed by the laws of the State of Illinois, without regard to its conflict of law provisions.

CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us at [email protected]

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DISCLAIMER

EFFECTIVE DATE: January 1, 2026

GENERAL DISCLAIMER

The information contained on compareandthrive.cyou website is for general information purposes only. The information is provided by Compare & Thrive and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

COMPARISON ACCURACY

While we strive to provide accurate and up-to-date comparison information, prices, terms, and availability of products and services may change without notice. We recommend verifying all information directly with the respective providers before making any purchasing decisions.

NO FINANCIAL ADVICE

The content on this website does not constitute financial, investment, or professional advice. Our comparison tools and information are provided for educational and informational purposes only. You should consult with qualified professionals before making any financial decisions.

THIRD-PARTY LINKS AND SERVICES

Our website may contain links to third-party websites and services that are not owned or controlled by Compare & Thrive. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

AFFILIATE RELATIONSHIPS

Compare & Thrive may receive compensation from some of the companies whose products and services we compare. This compensation may impact how and where products appear on our site, but does not influence our editorial content or comparisons.

DATA ACCURACY

We obtain our comparison data from various sources, including direct feeds from providers and publicly available information. While we make every effort to ensure accuracy, we cannot guarantee that all information is current or error-free.

LIMITATION OF LIABILITY

In no event will Compare & Thrive, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, punitive, consequential, or special damages arising from your use of the website or any information provided herein.

USER RESPONSIBILITY

Users are responsible for:

• Verifying all information before making purchasing decisions
• Reading and understanding terms and conditions of any products or services
• Conducting their own research and due diligence
• Understanding that past performance does not guarantee future results

CHANGES TO DISCLAIMER

Compare & Thrive reserves the right to modify this disclaimer at any time without prior notice. Continued use of the website after any modifications constitutes acceptance of the updated disclaimer.

CONTACT US

If you have any questions about this disclaimer, please contact us at [email protected]